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Friday, August 12, 2011

Common Questions in Real Estate Selling


By Evelyn L. Aguinaldo / Author / Investor / Cyber Real Estate Property Seller

Perhaps some of you property buyers and investors are asking…Why are Philippine Pre-selling Property better than the rest?

Philippine Pre-selling Properties usually have a NO DOWNPAYMENT and NO LUMPSUM payment term, meaning you just have to shell out about P11, 000.00 plus a month, and you can already own a quality 18+ square meters studio pad!

Philippine Pre-selling Property usually appreciates as time goes by and as the construction gets nearer to its completion time.

These advantages are already good enough for you to invest your hard-earned money into a Philippine Pre-selling Property.

To this writing, there are a lot of financing scheme now to choose from that suite your budget when buying real estate property, either in CONDO or H&L package acquisitions as follows:.
1. TERMS OF PAYMENT
1.1 Local buyers are opting PAG-IBIG because of its association as government project and its long-term payment scheme.
1.2 Bank financing is also popular amongst buyers now a day because of their affordable payment scheme ang lowers interest rate.
1.3 Though in-house financing scheme has a much higher interest rate, OFW is opting this option to settle the property acquired in a shortest possible time based on their overseas contract and the procedure is more  easier to comply compared sa ibang financial scheme.

CLICK HERE to view a typical Payment Scheme.

 Any other costs or legal fees involve and how much can I fetch for rental?

Once the building is on its FINAL Construction stage, you will be required to pay additional fees above the TCP (Total Contract Price) as follows:
2. BASIC SERVICES
2.1 Electricity sub-meter deposit & connection
2.2 Water sub-meter deposit & connection
3. GOVERNMENT LEGAL STAMPS
3.1 To be use in transferring CCT (Condominium Certificate of Title) to buyers name.
4. RENTAL
4.1 Real Estate Rentals in the Philippines including that of CONDO units varies based on that of the location and demand. Basically you can rent-out your unit at approximately 1% based on the TCP or as per the demand price on the locality.

These data's given is ONLY FOR GUIDANCE, the developer will provide you the FINAL listing & exact amount to be paid later.

5. OTHER SERVICES
5.1 Telephony/Internet connections
5.1 Cable TV connection
Services mentioned are OPTIONAL.

What happen if I decide to sell after 2nd years of construction?

6. Re-SELLING
6.1 Whenever you decide to sell your acquired unit during the construction stage you can do so as you wish. But as far as I know, there will be some LEGAL TRANSFER FEES involve to be settled from the developer.
6.2 Whenever you decide to sell your unit after the TURN-OVER period, you will at-least having approximate 15-20% revenue on your purchase based on your acquired TCP.

These data is based on Real Estate expert’s opinions in the Philippines and only serve as guidance.

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